Residential Loans

Our friendly residential loan specialists stand ready to assist you with any of your home financing needs.

Commercial Loans

AMS Loan Center specializes in financing investment properties, shopping plaza's , and small Apartments.

Construction Loans

AMS loan Center is the ultimate source to obtain a construction loan to build your residential or commercial project.

Equity Loans

Remodel, repair, increase your property value. The right equity loan or line of credit from Ams makes it possible.

Home Equity

 

 

 

AMS Loan Center Home Equity

How to use Home Equity to your Benefit

Home equity is the difference the market value of your home and what you owe on your mortgage. AMS LOAN CENTER offers you all the key Home Equity Loan Advantage without requiring a second mortgage.



  • Low Rate
  • Easy Online Application
  • Online Approval
  • No Points
  • No Prepayment Penalties
  • Tax Savings - The Interest you pay may be fully tax deductible which further reduces your cost of borrowing. Consult your advisor


 

 

Use your AMS LOAN CENTER Equity Loan for anything you wish:



  • Consolidate debt
  • Home improvements/repairs
  • Education expenses
  • Family/Medical expenses
  • Pay Taxes


Switch to our Lower Rates:

If you currently have a higher-rate equity loan or line of credit and want to switch to our lower rates, it's easy to do. Click here

Mortgage Calculator

Use these calculators to facilitate your online loan process.

How much can I borrow?
Your credit history, annual income, debts, and down payment determine the amount of loan you can receive.
 

How much can I save in taxes?
This calculator illustrates the amount of income taxes you might save, along with interest after adjusting to your situation.
 

Am I better off renting?
Use this calculator to review the financial benefits of renting or buying a home.
 

What home can I afford?
This calculator helps you find a home in the right price range based on your down payment and monthly budget.
 

Am I better off refinancing?
Use this calculator to explore the many financial ramifications of refinancing your home.
 

How much will my payments be?
Your monthly payment and tax liability can be computed using this calculator