Residential Loans

Our friendly residential loan specialists stand ready to assist you with any of your home financing needs.

Commercial Loans

AMS Loan Center specializes in financing investment properties, shopping plaza's , and small Apartments.

Construction Loans

AMS loan Center is the ultimate source to obtain a construction loan to build your residential or commercial project.

Equity Loans

Remodel, repair, increase your property value. The right equity loan or line of credit from Ams makes it possible.

VA

 

 

AMS Loan Center VAA VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs. The VA loan was designed to offer long-term financing to American veterans or their surviving spouses (provided they do not remarry).


If you are a veteran or spouse of a veteran and looking to purchase a home with $0 down payment and No PMI, we can show you how to maximize your VA benefits and use the VA program to purchase your dream home.


Let our extensive VA experience work for you. Simply contact one of our VA Loan Specialists to get started today.


To determine eligibility, a military veteran, active duty person, or a member of the national guard or selected reserves, must submit a VA Form 26-1880 along with proof of service (DD Form 214, a statement of active duty, or proof of participation in the national guard or reserves) to the VA Eligibility Center, P.O. Box 20729, Winston-Salem, NC 27120.  Based on the applicant's length and type of service, VA issues a certificate for each person determined eligible to apply for a VA guaranteed home loan.

 

Mortgage Calculator

Use these calculators to facilitate your online loan process.

How much can I borrow?
Your credit history, annual income, debts, and down payment determine the amount of loan you can receive.
 

How much can I save in taxes?
This calculator illustrates the amount of income taxes you might save, along with interest after adjusting to your situation.
 

Am I better off renting?
Use this calculator to review the financial benefits of renting or buying a home.
 

What home can I afford?
This calculator helps you find a home in the right price range based on your down payment and monthly budget.
 

Am I better off refinancing?
Use this calculator to explore the many financial ramifications of refinancing your home.
 

How much will my payments be?
Your monthly payment and tax liability can be computed using this calculator