Residential Loans

Our friendly residential loan specialists stand ready to assist you with any of your home financing needs.

Commercial Loans

AMS Loan Center specializes in financing investment properties, shopping plaza's , and small Apartments.

Construction Loans

AMS loan Center is the ultimate source to obtain a construction loan to build your residential or commercial project.

Equity Loans

Remodel, repair, increase your property value. The right equity loan or line of credit from Ams makes it possible.

Short Pay

 

 

 

AMS Loan Center Short PayDo you like most home owners owe more than the value of your home and feel trapped with no way out?

 

We can show you different ways to keep your home and to get out of what seems like an impossible situation. One such way is the new program called the Short Pay Refinance. With the Short Pay Refinance you have the ability to refinance your home at the current market value.

 

We can do a Short Pay Refinance when the current mortgage lender accepts less than what is owed on the mortgage to allow the home owner to refinance. It will allow homeowners who are current with their mortgage to refinance into a fixed 30 year mortgage at the current value of their homes.

 

This new program was developed out of TARP, the Troubled Assets Relief Program (TARP). The program was developed by the United States government to purchase assets and equity from financial institutions in order to strengthen the financial sector. It is the largest component of the government's measures in 2008 to address the subprime mortgage crisis.

 

So if you are upside down in your mortgage, just give us a call and let one of our loan officers explain your options and help you to keep your house.

 

Call  (888) 695-LOAN  to speak with an available Loan Advisor!

Mortgage Calculator

Use these calculators to facilitate your online loan process.

How much can I borrow?
Your credit history, annual income, debts, and down payment determine the amount of loan you can receive.
 

How much can I save in taxes?
This calculator illustrates the amount of income taxes you might save, along with interest after adjusting to your situation.
 

Am I better off renting?
Use this calculator to review the financial benefits of renting or buying a home.
 

What home can I afford?
This calculator helps you find a home in the right price range based on your down payment and monthly budget.
 

Am I better off refinancing?
Use this calculator to explore the many financial ramifications of refinancing your home.
 

How much will my payments be?
Your monthly payment and tax liability can be computed using this calculator