Residential Loans
Our friendly residential loan specialists stand ready to assist you with any of your home financing needs.
Commercial Loans
AMS Loan Center specializes in financing investment properties, shopping plaza's , and small Apartments.
Construction Loans
AMS loan Center is the ultimate source to obtain a construction loan to build your residential or commercial project.
Equity Loans
Remodel, repair, increase your property value. The right equity loan or line of credit from Ams makes it possible.
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Check out the Programs we Offer!
At AMS Loan Center we offer:
* VOE-Only Doc (Alt Doc)!
- Income Stated on VOE form 1005 must be reasonable.
- Wage Earner Income Only - Self Employed & Fixed Income not allowed.
- Up to 80% LTV's on CONFORMING FIXED!
- Up to 105% LTV's on DU REFI PLUS - VOE Only program!
- Cash Out Refinances to 70%!
- Owner Occupied Only - Max loan amount $417,000
- 4506T required for submission but not executed on VOE Only loans!
- Reduced Documentation! No W2's or paystubs!
* FHA to $729,750 Available!
- Up to 96.5% LTVs on Purchases!
- Up to 97.75% LTVs on Refinances!
- Min 620 FICO score required.
- Seller Contribution to 6% Allowed!
- Gift Funds Allowed!
* 105% LTV on DU Refi Plus!
- Unlimited CLTV (existing 2nds must subord)
- Loans currently w/ MI not allowed
- FNMA must own current mortgage
- VOE Only doc type available!
Mortgage Calculator
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Use these calculators to facilitate your online loan process. How much can I borrow?
How much can I save in taxes?
Am I better off renting?
What home can I afford?
Am I better off refinancing?
How much will my payments be?
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