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Whether you are looking to buy, refinance, or use the
equity in your home we make it easy!
Easy steps to follow:
1.
Select Purchase, Home Equity,
Refinance
2.
Determine Loan Amount
3.
Choose your Loan Type
4.
Apply Online
5.
Process Your Loan
6.
Close and Fund
Follow these 6 easy steps:
1.Select Purchase,
Home Equity or Refinance. If you are considering
buying a home, select Purchase. If you want
to use the equity in your home to consolidate debt, pay education expenses, or make
home improvements, select Home Equity. To
save money by converting your higher rate mortgage to a lower rate, select Refinance. No matter what your loan needs, from
conventional loans to FHA/VA and cash out loans, AMS LOAN
CENTER offers you lower rates and faster approvals. We offer a wide variety
of programs including no money down, no assets, limited documentation loans
and less than perfect credit loans. We'll do everything we can to help you get the
loan you require.
2.Determine
what you can afford and how much you can borrow.
Buying a home or refinancing your current home is an important financial decision.
HomeLoan.com supplies you with the calculators
you need to make smart decisions. Calculators help answer important questions like:
Should I rent or buy? How much can I afford? and How much can I save by refinancing?
Once you finish your research, browse our frequently asked
questions or contact a AMS LOAN CENTER Loan
Advisor for help with any questions. We are here to make financing
your home as simple and easy to understand as possible.
3.Review the loan types that
HomeLoan.com offers and get an explanation of each.
Once you know what type of loan you want you can begin searching
for the best product and rate. We have a simple method that helps you find the right
loan program. Just click 'Rate Search'
and answer a few simple questions. This will give you a variety of the best
products for your needs and the opportunity to compare rates.
4.Once you have selected the type of loan that's right for you, you are ready to
Apply. Simply fill out the loan application online.
The application will take about 20 minutes to complete and you'll
need to have some
information readily available. Once you're pre-approved, your
AMS LOAN CENTER Loan Advisor will then contact you to discuss your approval and answer any
of your questions.
5.Your loan
request is then assigned to a Loan Processor.
Your personal loan Processor will begin collecting the pertinent documentation needed
to fund your loan. Your Processor will also send you a Good Faith Estimate, a Federal
Truth in Lending and a Mortgage Program Disclosure, and will also contact an appraiser
to perform an analysis on your property.
6.The final
step is the closing and funding of your loan!
We will select and put you in touch with a title company in your area. The title
company will help you fill out the final documentation and complete the closing
and funding process. At this point you have completed the process! At any time during
the process you may check the status of your application by contacting your AMS
LOAN CENTER Loan Advisor at 1-888-695-Loan. And as always, you can access
the HomeLoan.com Glossary to clarify definitions,
brush up on your mortgage terminology, and get answers to frequently
asked questions.
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